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Money

5 Tips To Apply To Your Money Life In Your 20s

by boladmin
Money
June 27, 2017

The beginning of our twenties is when we truly start to understand money. We are no longer dependent on those who look after us. We are starting to pay tax, rent, NI contributions and bills all while trying to save and invest in our futures. Knowing where to start can be difficult so here are 5 tips to apply to your money life in your twenties. Understand your credit then build your credit It is really important to know the implications of using...

To Rent or To Buy: 6 Factors That Will Determine What Works For You

by boladmin
Money
June 27, 2017

Buying a property can seem long-winded. There are legal costs, survey costs and let’s not forget the initial deposit of at least 5% of the property value. However, the idea of renting may not sound appealing either. Renting is not for everyone and neither is buying. Below are 3 reasons to rent a property and 3 reasons to buy a property. 3 Reasons To Rent: You Don’t Have As Much Responsibility If something breaks or the boiler goes, you call your landlord. When you...

5 Things That Affect Your Credit

by boladmin
Money
June 27, 2017

The very reason a credit rating is necessary is so lenders (mortgage, loans, credit cards, etc) can identify how good you are at giving back what you owe. Factors that influence your application include your age, a history of your credit accounts and any mobile phone contracts you may have had. Before you apply for credit, it’s vital you know what affects your credit and what doesn’t. Here are 5 things that affect your credit. Being On The Electoral Register While this...

Investment Terms For Beginners

by boladmin
Money
June 27, 2017

The idea of making your first investment can seem daunting however it doesn’t have to be with the right guides. You’re never too young to invest and you’re never too young to understand investment terms. Although there is a lot of investment jargon, here are some investment tips to know to get you started. The Foundation Savings Are Not An Investment While there is some interest on your savings, the return you earn is very little in comparison to other investments. In other words, savings...

6 Ways To Cut Your Phone Bill

by boladmin
Money
June 27, 2017

There are so many expenses to pay for every month and a phone bill is one of them. The majority of people now have smartphones, which means we usually pay a premium on top of our standard monthly charge. There are now so many other ways you can have the phone of your choice for less. Here are some tricks to help you save money on your phone now and in the future. Get A Prepaid Phone A pay-as-you-go phone can help...